Business Systems

How Credit-Scoring Systems Work: A Guide for Digital Lenders

Digital lending lives or dies on one question: who do you lend to? A credit-scoring system answers it with data instead of gut feeling.

What a credit-scoring system does

It takes what you know about an applicant - repayment history, transaction behaviour, demographics, sometimes alternative data -...

What Is an ERP System? A Plain-Language Guide for Growing Businesses

ERP is one of the most-used and least-explained terms in business software. Here is what it actually means, minus the jargon.

The plain-language definition

An ERP (Enterprise Resource Planning) system is one connected system for running your core business: sales, purchasing, inventory, accounting, HR and reporting share...